We can all use a tool to cut our bills for good. This is where the Trim app comes in. Learn more in this Trim review!
Trim is a money-saving program that offers a bunch of ways to save cash each month in an easy manner. That is it in a nutshell.
From cutting out subscriptions and card charges on items you don't need to negotiate bills on your behalf, Trim makes it possible to save some bucks.
Here's what you'll learn in the below:
- How Trim works
- What it offers
- How much money Trim can save you
- How Trim can help save you money (see more on how to save money fast)
Ready to start saving some cash (and possibly $100 or more per month)?
Trim Review: Is Saving $100 or More Per Month for Real?
Is Trim money-saving app? Will it save me on my cable bill or auto insurance or cancel unwanted subscriptions like a gym membership? Is there such thing as Trim savings?
What is Trim?
Trim bill negotiation, financial app or some people call it as Asktrim is a free program that enables you to save money in various ways.
The service helps you to save money by noting ways you spend money unnecessarily and helping you reduce those costs.Cutting costs is done by looking at what I call ‘Trim subscriptions or your recurring charges such as gym memberships, auto insurance, cable bill.
Trim will cancel unwanted subscriptions, negotiate bills with companies, analyze your expenses, and offer you budget tips.
You can get the services offered by Trim or take advantage of all of Trim's services and save a bundle.
Is Trim app safe and/or legit?
This Trim app review would be complete without answering the most basic questions.
Is Trim legit? Is it safe? Does this a bill negotiation app work? Yes, to all of these questions!
Trim savings app is a legitimate website and operation which has been working since 2015 to help people save money by canceling unwanted subscriptions, negotiating expenses, and carrying out other tasks to allow individuals to see more cash in their bank accounts.
As for safety features, Trim offers a guarded/safe usage aspect for your accounts.
When you activate Trim, you'll be doing so on a website that uses a 256-bit SSL encryption and two-factor authentication.
You'll be entering your financial information, so it stands to reason that you want to be certain Trim is safe to use.
The security aspects undertaken by Trim will help you understand that your info is guarded when using the Trim service.
How Does Trim Work?
Signing up for Trim is easy and pretty much straightforward.
The first step to taking advantage of it is to sign up for a free Trim account.
Use your email or Facebook account to sign up and choose whether you want to stay in the loop with text or Facebook message notifications.
You'll next be asked to submit your primary credit card and savings account/ checking account information, but this will only be used to access your financial documentation to view your spending and offer helpful tips.
Once Trim can link up with your financial information, the system will look into your spending and see which types of cuts can be made to save you money.Trim can also negotiate bill payments on your behalf, find you coupons, get you cashback in certain instances, and more!
What Does it Offer?
The AskTrim site is filled with great ways to save cash, and it's cash you won't even miss spending!
In addition to helping you save cash for what you are currently spending, Trim will also find ways to help you earn the most of your money and spending in the future.
Here are some of the things you can do with Trim bot:
1. Cancel subscriptions you don't need
It's easy to sign up for free temporary subscriptions and then forget to cancel them.
From magazine to boxed gift delivery services, there are plenty of subscription offerings floating around and chances are that you have signed yourself up for a few of them.
Trim will identify your subscriptions and notify you of your current subscription services.
If you want to keep receiving your subscriptions, that's fine, you don't have to do a thing.
On the other hand, if you want to cancel them, just tell Trim to cancel the subscription and it's done.
It's that easy (and extremely helpful!).
2. Negotiate bills
As payment for the negotiation services, Trim will take 33% of your annual savings received from negotiations as a fee for handling the negotiation aspect of the transaction.
This may seem like a lot, but just remember, you'll be saving money in the long run, so paying this fee will still yield you a good amount of savings.
3. Get personalized advice on products
Trim also recommends financial products to users so that they can utilize other financial services to help save additional cash.
If you choose to obtain the financial products, Trim will get paid a commission as a result of affiliate partnerships with the financial institutions.
It's an idea to explore new financial products you may not have heard of before or had the opportunity to use in the past.With this advice, you don't have to use the financial products, but if you do, Trim will get to benefit as well.
4. Track your spending
One way to keep an eye on your budget and make sure that you don't overspend on one item over another, Trim will track your spending for you.
How this feature works is that you text Trim to see how much was spent in the past month and you'll receive balance updates.
You can look into the balance updates, make a note of your spending on the individual items, and then figure out what you need to scale back on.
Also, with a financial dashboard offered by Trim, you can note how much you spend and how much you earn, so you have a real feel for your overall budget.
And, best of all, Trim provides this feature for free!
5. Get price-drop refunds on Amazon
One of the things that you won't see in another Trim review is the price-drop refund benefit.
It's really a Trim secret that a lot of people don't know about.
If you use a credit card that has purchase protection to buy something on Amazon and the price drops, Trim can handle the refund procedure and get the difference in the prices back.
This is extra money just waiting for you to claim it.
And, with Trim helping you through the process, it won't nearly seem as tedious as it would if you were doing it on your own.
6. Get cash back
You might be able to receive cash back for using your credit card at certain stores and Trim can help you save money and get your cash back when this is the case.
Taking advantage of cash back offers is a great way to gain some extra cash, with little effort on your part.
7. Find coupons
Coupons are often available when you shop online and if there are any relevant coupons out there, Trim can help you find them and use them for your online purchases.
Whether you are purchasing necessary items or buying some luxury goods, coupons will help reduce the cost.
The savings Trim could get you is highly possible. It can help save you money.
8. Use bill payment reminders
Need some help remembering when to pay the dues on your accounts and do so on time? Trim can help you by sending bill payment reminders.
What Bills are Negotiable?
In the past, only Comcast bills could be negotiated by Trim. This has changed its offering when so many people are saying that it needs to expand its offering to more than just Comcast bills.
Trim app listened.
Now, you can have many bills negotiated on your behalf by Trim, including cable, Internet, and phone providers.
Why pay more when you can negotiate and get a better deal overall? Why pay extra for things you don't need?
Pros and Cons of Trim
Trim is no different, but you're bound to find that the pros outweigh any cons which may be evident with Trim (e.g., able to save money).
Pros of Trim:
- Trim's ease of use is outstanding
- Trim is a free service to use. Its customer service is topnotch. The customer service is great.
- Trim negotiates bills with any cable bill, unused subscriptions, Internet, and phone provider
- Trim can help you improve your personal finance (in an indirect way) since it’s saving you money by canceling those unwanted charges
- Reminds you of your bill payments due
- It can help you budget accordingly and only spend what you have to
- Cancel Trim anytime you want with ease
- The formula is simple. Pay nothing to Trim when it doesn't cut your bills, etc.
Cons of Trim:
- Trim charges 33% of annual savings with bill negotiation services
- No mobile app
- This is not an app to negotiate your credit cards or credit card accounts
- Some people are afraid to put their financial information out there
Final Thoughts: Trim App
Now, this Trim app review comes to a close.
Trim works. It's easy to waste money and Trim is a financial services website that helps to prevent you from doing so. It works and it doesn't take long to use it effectively.
Best yet, there's little work on your part when it comes to using this free service and the savings Trim yields for you is sure to help you become a happy individual.
Is Trim a money-saving app? Is Trim service legit? I think you can now answer those with certainty.
Saving money can be easily accomplished with its help and its many bill negotiation, money-saving capabilities.
And, if you do it the right way, you can put $100 or more per month (although everyone's financial situation and savings through Trim will differ).
What do you think about this Trim app review? Are you going to try it now? Do you think it will put money back into your account? Will you add this to your best personal finance apps? Ready to earn extra in your bank account?