Save Money Fast: The 14 Best Money Tips Ever (Up to $10,000)

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Yes, it's payday! Then, reality hits. You're left with nothing after the bills. Now, it's time to learn how to save money fast… faster… fastest.

Believe it or not, there's a light at the end of the tunnel.

There are ways you can do to save money fast and not rely on your paycheck.

Some of the money saving tips here show:

…. how a survey taker made $4,000 in one month taking surveys on his free time

…. how to get paid just by stopping by a store

…. or what I used to make $1,550 in just 5 months

Seriously, the savings techniques in this post are so easy to implement that you wish you knew them before.

A simple note: My wife and I saved over $10,000 in one year implementing these tips.

Save Money Fast: The 14 Best Money Tips Ever 

Over the past couple of years, I managed to create and adopt some saving techniques, some of which helped me save money fast and earn money online and offline (a lot of it) and some…hmmm… not so much.

Let's hop in and see what these ways are:

1. Share your opinions and get paid (up to $115/hr).

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I bet you've shared your opinions about food, movie, etc. Did you know you can get paid to do that?

Yes. you can, should, and will be paid.

All you need is to do is share your thoughts and spend a minute or two on most surveys. That's it.

Believe it or not:

For just a few minutes, you can make as much as $115/survey with Survey Club. One even made $4,000 in a month with Survey Club (proof above).

Here's another proof:

Another good survey to try is Survey Junkie. Tia, a survey taker, made $615.56 in 10 days by taking surveys while on her break from taking care of her little kiddos (proof below).

survey junkie payout proof

 

2. Refinance your student loans.

Student loans are no joke not to mention the over-the-roof interest rates, which sometimes are higher than mortgage rates.

If your student loans keep you from saving money, you may be able to refinance to a lower rate and a shorter term.

With a short term and lower interest rate, you'll end up saving a whole lot of money.

SoFi, a top student loan refinancing issuer, is known for that. With no hidden fees and prepayment penalties, it helps you save thousands of dollars over the life of the loan.

Click here to find out how to save money with SoFi.

 

3. Use the app that made me $1,550.

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Look:

Whether it is reading emails, jumping from one site to another, watching YouTube, or something else, Swagbucks lets you earn money online.

As a starter, you receive a $10 bonus for signing up. That's a no-brainer.

Here's a true-to-life story:

I have made over $1,500 with Swagbucks in 5 months (see image above). That money is deposited in my emergency fund account.

It doesn't take long before you can make money. Let's say, you could make money in less than 5 minutes.

Click here to start with Swagbucks for FREE, and learn how to save money fast.

 

4. Get paid to literally pass by a store. 

Did you know that Shopkick will reward you to just stop by a store?

But how?

Every time you walk into a Shopkick partner store (like Walmart and Target), you get kicks aka points.

You can redeem your points for gift cards or merchandise.

If that's not even enough:

You can also earn extra points by scanning products and shopping in-store and online.

If you are like me who goes to stores to buy groceries and other things, you are going to make some good rewards from Shopkick.

Click here to sign up for Shopkick for FREE, and start saving now.

 

5. Switch bank for crying out loud and make 2.45% (not 0.00000006%).

cit bank

If you are being charged with fees on your checking account or savings account or getting close to zero interest, then, it's the time to switch banks.

It's the 21st century and online banks are in… for good reasons.

Like what?

For example, CIT Bank's Savings Builder pays you up to 2.45% interest rate on savings, which is over 25 times the national average of 0.06% (see image above).

You can start earning high interest with just $100 minimum deposit. That's it.

Here's a story:

I switched from my Wells Fargo and Bank of America to CIT Bank last year. Now, I earn $1,800/yr on interest alone. It's money I don't have to work hard for.

That's how I save money fast (oh so fast).

Granted, I'm not going to be rich off saving money in the bank, but it's still free money that's good enough for a year's worth of grocery. Since there are no monthly fees, CIT Bank is a double win for me.

Click here to start using CIT Bank and start reaching your savings goals.

 

6. Get refunds on price drops.

Don't you just hate paying full price when the price drops the next week?

Yeah, you're not alone. That's basically all people.

When this happens, it's best to use Paribus – a user-friendly app that helps you start saving money fast.

It is an app that scans your emails just for receipts. It will monitor the prices on these receipts, and when they do drop, it will automatically file a price adjustment claim for you.

It's that simple.

Try Paribus for FREE now. 

 

7. Save money fast through investing (From zero to $2,000 in 7 months).

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Investing is something you wouldn't think as one of the most clever ways to save money fast. But it is.

Did you know that about 61 percent of adults feel investing in the stock market is “scary or intimidating”? I was one of those people. So, I know that feeling.

Look:

If you are not comfortable with investing, Acorns is a great way to test the water and invest for as low as a cent.

Here's how it's possible:

Acorns rounds up your purchases and invest those cents to over 7,000 stocks and bonds based on your risk tolerance.

I've had Acorns for 7 months and my investment is already around $2,000, which started with cents.

Here's a bonus offer:

Acorns will give you a $5 sign-in bonus to make you feel comfortable. #cleverinvesting

Sign up and start with Acorns here.

 

8. Cut your expenses without sacrificing your needs.

Cut your expenses down or out and you'd save money fast.

It's easier said than done though.

Believe me, it can be done easily. But how?

I recently found a simple, FREE personal finance app called Trim – it's kind of a magic without the magic trick.

Here's how it works:

Trim will analyze your spending, find subscriptions to cancel, negotiate your bills, among others.

To date, Trim cut our Verizon phone bill by $16.75/mo. That's $201/year. Now, it's finding me a better rate for my car insurance. I project saving over $50/mo with my insurance.

Last month, subscribers saved over $1,000,000 with Trim.

Trim is a must for those who want to save money fast and still get the same level of benefit from their service providers.

Click here now to start using Trim.

 

9. Get a free 401(k) audit.

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So, you want to save for retirement, and you're doing through your 401(k).

Great but stop right there.

Do you know how much fees your retirement fund is getting charged?

Believe it or not, a slight increase in fees could cost you tens of thousands of dollars in the long term.

A friend of mine introduced me to Blooom. It is a product that analyzes your retirement accounts and shows you how much you pay and how much it will cost you in the long term.

Let's say, I saved $3,000 in the first year of using it, and the compounding savings I will get in the future is big (potentially close to $350,000 in 30 years).

If you're DIYing your retirement account or just want to see if you're paying too much, Blooom can help you with finding that out.

Get your free 401(k) analysis now with Blooomand save for retirement for good.

 

10. Take control of your credit card debt.

Credit card debt is like a disease that doesn't go away easily. So are impulse buys.

For those who are ready to start saving money fast on their credit card debt, I recommend Tally.

Why?

Tally is your credit card debt concierge that helps you save money, manage your cards, and pay off debt faster.

Tally analyzes your credit cards and credit history (without affecting your credit score) to ensure it's a fit for you.

If you qualify, you'll receive a Tally line of credit to pay off your cards with high APR balances – saving you significant amounts of cash by letting it make the right payment to the right card at the right time (with no more late fees).

Click here to start using Tally – your short term solution to a long term problem.

 

11. Get rewarded for anything you do (possibly $60 in a few hours).

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Like Swagbucks, MyPoints, one of the highest paying apps, is your site for just about anything, and get paid, too.

Here's where it gets interesting:

It's a coupon site, survey site, browser, game site, etc. combined into one.

What's better is that MyPoints will not only get extra $5 for taking the first five surveys but will also give you a chance to earn $50 per survey.

The best part?

On top of that, just spend $20 or more and receive a $10 balance in your account.

Imagine this… you could literally earn over $60 (i.e. $5 bonus, $50/survey, and $10 for spending $20) in a few hours. That is amazing.

Click here to create your MyPoints account for FREE now.

 

12. Cook (We feed our family of 6 on a $150/mo food budget).

To save money fast means to cook at home.

The heck? Seriously?

Based on statistics, food is the third biggest expense for Americans. Regardless of statistics, cooking at home is economical and healthier.

Cooking might be scary but there’s a solution to that, a solution to help you save money fast.

My family has been using PlateJoy for meal planning, and it is a game changer and money saver.

It is a service that sends an easy, yummy meal plan and shopping list per week for just $7/mo with coupon code PRACTICAL10. Each meal costs around $2 or less a person.

It’s one reason our grocery bill is just $150/mo for a family of 6. I could only imagine the horror we'd face in the grocery stores if we didn't have PlateJoy with us.

Start your 100% risk-free trial membership here with the PlateJoy Plan.

 

13. Invite friends over instead of going out.

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This is a great way to cut down on cost and save money.

Look:

No one is saying you should be the cheapskate who always hoards money.

From time to time, instead of going out to bars where you’ll most likely spend a large amount of beer or going to expensive restaurants, you can invite your friends over to your house.

Here's a pro tip:

Some beer/soda, movies, and pizza are still an enjoyable way to chill with friends. It can also help you save a huge amount of money.

Just go to the grocery stores and buy the essentials and you are good to go.

You might not believe this until you put it into practice. You’ll be surprised at how much you can save from staying in.

 

14. Start a garden.

Starting a garden is a great way to save money if you have a yard.  This could go hand in hand with cooking.

How so?

In your garden, you can plant vegetables and fruits, which you can use in cooking, such as tomatoes, peppers, oranges and so on.

Having these necessary cooking items in your garden saves you the money you’d spend in getting them from the store.

The best part?

Asides from helping you save money, fruits and vegetables from your garden are often healthier than the ones you purchase from stores.

Don’t forget to save up money you usually use to purchase these items from the market/store when you start your garden.

 

Bonus:

15. Don’t be wasteful.

Wastefulness is the fastest way to kill off your progress on saving money.

So, what's the solution?

Store up leftovers in the refrigerator, wash plastic spoons and cups for reuse, don’t waste tissue paper, don’t eat more than you need and the list goes on. By not being wasteful, you’ll be saving yourself a lot of extra cash.

 

16. Coins as treasures

When I was in elementary, coins were treasures to me. I’d keep all the small coins I found on the streets, in my brothers and sisters’ pants’ pockets, and in some other places.

I’d do it all year long and by December, I had more than enough to buy me a toy or two.

Several decades forward, that’s still what I do. It works well for me. I keep all my change in a big jar and go to the nearest Coinstar station I can find at the end of the year to have my coins counted.

I’m always surprised how much I accumulate in a given year. In 2014, I saved a good $430 just from coins.

I like to continue the tradition with my daughter. Once she’s a bit older and knows what money is, I will teach her about the jar money technique.

 

17. Get at least three quotes before you buy

To learn how to save money fast is to always ask for three quotes before making a final decision.

That's true for big purchases.

Remember that everyone literally wants your business and will do everything to give you the best price.

Make sure that when you talk to suppliers or business that you tell them you're getting quotes from different businesses as well.

This money saving tip almost always guarantees you get the best price.

 

18.  Share memberships

You don't always need to get your own membership on products and services to save money.

Believe it or not:

For example, you can add another member to your BJ's wholesale club membership for FREE.

You can also use your Microsoft Office subscription for another PC or laptop at no additional cost.

The best way to save money on a membership to always ask a friend if he/she can share the membership to you.

Or you can always find out if the membership can be shared. If yes, then, you can find somebody to share the cost.

 

19. Buy in bulk.

This one is pretty easy.

The more you buy (for the most part), the more savings you get per product.

That's why you get a lot more savings when you use wholesale clubs like Sam's Club and BJ's.

Oftentimes, you'll find that even with a local supplier, you'll see better prices when you buy more of the same type of product.

 

20. Cut the landline.

Who needs landline when you've got a cell phone to use, right?

On average, landline costs around $25 per month.

That's $25 that you can easily cut when you have cell service to use instead.

This means you can save money fast to the tune of $300 per year just by cutting your landline service.

 

21. See your unwanted clothes

Do you have clothes just collecting dust?

Do you know you can make money from those by selling them on eBay, Amazon, consignment shops, among others.

Just get a description of the dresses you have, find the price point, and put them for sale.

That's it.

You're not just saving money, but you're clearing up space in your closet.

That's a double win, if you ask me.

 

Do you have any other savings techniques that will help you learn how to save money fast? How much did you save using these techniques?