10+ Best Money Making Apps To Make You Money

This post contains affiliate links/ads. See disclosure policy

This post contains affiliate links/ads. See disclosure policy

Now, almost everyone has a smartphone. I don’t know of any friends or family members of mine who don’t have a smartphone. According to Statista, the number of smartphone users in North America is estimated to reach $253.9 million in 2018. That’s a lot of users.

Also now, everything that we do with our phones requires the use of apps. From finding a location to looking for deals, our phones require us to use an app or two for what we want to do. If you haven’t noticed, there are a lot of apps that pay you to use their apps. Yes, there are a ton of apps like those out there.

My wife and I got our smartphones particularly for the reason of making extra money on the side. Sure, there are those data plans and other charges included in having those phones, but between the freebies and extra money we get from using apps, we always net a profit every month from some money making apps for Android and iPhone.

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10+ Money Making Apps To Make You Money

Here is a list of best apps to make money fast. Over the past couple of months, we’ve made over $5,000 just by using the apps and doing something on the side.

Believe it or not, a lot of these money making apps require you to do what it is that you already are doing. So, it’s a no brainer to just use these highest paying apps, go on do what you usually do, and still make money. Be sure to use as many apps here as you want so you can earn more money.

1. Spentapp: Earn up to 45% cash back +$10 bonus

Money making apps’ effectiveness level: Astronomically high

Tired of going through so many steps to get a cash back? There’s a solution to your problem.

A website called Spentapp will give you up to 45% cash back on products you buy from eligible merchants (see example merchants below).

What’s even better is that Spentapp can keep you on your feet with your finances. Spentapp will analyze your expenses, identifies money mistakes, and provides tips to help you handle your finances better. It’s user-friendly, FREE, and gets the job done. Here’s how it works:

  1. Sign up for FREE here.
  2. Register your credit and debit accounts to import your expenses and activates your cash back.
  3. Get cash back at participating brands and stores on top of your credit card rewards and loyalty programs.
  4. As new expenses are captured, all you need to do is categorize your expenses within the list of built-in categories Spentapp already has.

That’s it. Next thing you know, you’re making a ton of money. Imagine if your eligible bill in a year is $10,000 and the cash back is 20%, then, your cash back is $2,000. Plus, get the rewards from your credit cards and loyalty programs.

In total, that’s a lot of money. Who’s going to give you that much of FREE money?

Click here to get Spentapp for FREE.

spentapp spentapp spentapp


2. Paribus: Automatically scan your email receipts and get money back

Money making apps’ effectiveness level: Astronomically high

Hate having too much email receipts in your email? You’re likely to change the way you think when you use Paribus.

Paribus helps you get money back automatically when the prices of the products you purchase drop. As simple as that. If you are a frequent shopper from Walmart, Target, Amazon, and so other retailers, you have got to get this app.

Here’s how it works:

  1. Sign up here for FREE.
  2. Paribus will scan your email receipts and see which ones are up for reimbursement. It will also consistently monitor the prices all over the web.
  3. Paribus will request for reimbursement on your behalf when the prices drop. No need for you to take extra actions.

That is it. There’s no catch, ifs, and buts with Paribus.

Click here to sign up for a FREE Paribus account.


3. MyPoints: Earn up to $50/survey + Earn $10 bonus when you shop and spend $20

Money making apps’ effectiveness level: Astronomically high

MyPoints is generous in that you’ll not only get extra $5 for taking the first five surveys but also get a chance to earn $50 per survey. On top of that, just spend $20 or more and receive a $10 balance in your account.

Imagine this… you could literally earn over $60 (i.e. $5 bonus, $50/survey, and $10 for spending $20) in a few hours. That is amazing. If it’s not one of the best sites out there, I don’t know what to call it.

Why sign up?

  • Earn up to $50/survey.
  • Earn $5 when you complete the first 5 surveys. Earn $10 bonus when you shop and spend $20.
  • Take surveys now with MyPoints for FREE. Sign up might close soon and open again next year.
  • Spend $20 or more and receive a $10 balance in your account.

Click here to create your MyPoints account for FREE now and get the bonus, and start seeing money coming in. The window to sign up might close soon.


4. Acorns: Invest big with cents

Money making apps’ effectiveness level: Astronomically high

Did you ever wish you could invest your cents? Your wish has been granted.

Now, you can invest as little as $0.01 with Acorns. It’s so easy to do and it simply works. Yes, start investing your cents painlessly with Acorns. Plus, you get $5 bonus if you sign up using my link

It will roundup your purchases and invest those cents into the stock market. Plus, it will give you cash back offers (more like 20%) far higher than those from the biggest cash back sites out there. That is just remarkable.

Some of the great cash back offers include: AirBnB ($200), Walmart (1%), UBER Driver ($15), Sams Club ($10), Groupon (2%), Jet (4%), DirectTV ($25), and Dish ($75).

I’ve only been using Acorns for 7 months and my investment is already around $2,000. My rate of return? It’s 12.5% return in 7 months and that’s with me hands off my investment. Banks pay 0.01% per year. Can’t beat that.

Sign up and start with Acorns here and get your $5 sign-up bonus.

acorns app


5. Trim: Cut those unnecessary expenses

Money making apps’ effectiveness level: Very high

If you don’t have time to keep track of all your subscriptions and want to slash a lot of them but no time to do it, let Trim do it for you.

Trim searches for ways to save you money on everyday expenses like groceries and utilities, negotiates your cable and internet bills, finds you better car insurance, and more.

Once Trim finds those recurring payments, it will send you a text and cancels those subscriptions you wish not to keep. As simple as that.

Even when we still have a phone contract with Verizon, Trim cut our bill by $20/mo. That’s $240/year. 

Here are some savings from other people who use Trim all the time:

  • Asad saved $228 a year in just 1 minute when Trim cancelled Boingo Wireless and Graze
  • Sophie saved $15 per month on her Comcast bill
  • Matt saved $22 in the first week of using Trim

If we could save money in the way we didn’t think we could, so can you.

Click here to get your FREE Trim account. 


6. Qapital: Save for things you want just by doing the things you do

Money making apps’ effectiveness level: Very high

Did you wish there’s a better way to save money blindfolded painlessly? Meet Qapital.

It’s a new way to bank that lets you save for the things you want, just by doing the things you do. Your purchases are rounded up to the nearest dollar and those cents are automatically transferred to your specific goals. If a transaction cost $5.51, then, $0.49 will be transferred.

Qapital is a set-up once and leave-it-alone budgeting tool that works. We saved over $2,000 in a year without us lifting a finger, achieved our first few goals, and had plenty of leftovers for fun, recreation, investments, etc.

Click here to create a FREE account with QapitalWith a FREE account, you have little to nothing to lose and a lot to gain.

Related: Personal Budget Categories to Start Your Budget


qapital app


7. Survey Club: Potentially earn at least $50/survey

Money making apps’ effectiveness level: Very high

I heard that some people earn at least $50 per survey for certain focus groups. This could literally be you.

Imagine this, if they can do it, so can you. As simple as that. If you are into one of the focus groups such as food groups and get invited, then, you could make as much as $115 per food survey. How cool and jaw-dropping is that?

Why sign up?

  • Many people make up to $50 per survey.Participate even when your not that old. Eligibility age is 13+ from the US, Canada, UK, and Australia.
  • Get expensive prizes such as televisions, appliances, and others for FREE.

Click here to start with Survey Club for FREE and be on your way to potentially making hundreds of dollars.


8. Ibotta: Pay you for buying groceries

Money making apps’ effectiveness level: Astronomically high

Who doesn’t want to get paid for buying specific grocery items, which you normally buy anyways? I know I would love to be paid for buying what I already buy. That’s where Ibotta comes into the picture.

Here’s how it works:

  1. Sign up here for FREE.
  2. Browser through the cash back offers in the app to see the products you want to buy.
  3. Buy the products and scan your receipts.

That’s it. You’ll then earn money back once you redeem those offers. Once you’ve reached at least $20 in earnings, you can transfer your earned money via PayPal or Venmo.

Click here to sign up for Ibotta for FREE and also earn a $10 sign up bonus when you redeem your first receipt.


9. Swagbucks: Earn doing just about anything

Money making apps’ effectiveness level: Very high

Want to earn just by browsing? How about watching videos? How about installing a browser? If your answer is yes to all of these questions, then, Swagbucks is for you.

No kidding I have made over $1,500 with Swagbucks (see image below). The thing with that is I have only been using Swagbucks for a few months.

With Swagbucks, you earn more than what you spend. You wouldn’t know all the great offers until you sign up. Some previous offers included:

  • Try 1 month of Hulu for $5.99 and get $20. Say, what?
  • Start with Dollar Shave Club and earn $10.

Click here to start with Swagbucks for FREE and receive your $10 sign up bonus.



10. Neilsen Consumer Panel: Earn with lifting a finger

Money making apps’ effectiveness level: Very high

If you do not  like taking surveys because of the time you have to dedicate, then, this is for you. The only things you need to do are sign up, download, and install Neilsen Digital Voice’s app. That’s all you need.

It’s one of those survey sites that isn’t really needing your effort and time to take surveys. Isn’t that cool? All you have to do is download the app and let it run in the background and you are good to go.

I don’t know a lot of other sites that do this. I do know when it comes to rewarding people from taking and not taking surveys, Neilsen Consumer Panel comes first to my mind.

Why sign up?

  • Register your devices and start earning rewards.
  • Take survey and get rewarded for it without taking an actual survey.
  • Take survey via Neilsen, a well-known company trusted by thousands of families all over the world. Essentially, you are in good hands.

Download Nielsen Digital Voice surveys now for FREE and get a chance to receive a portion of $10,000 prize.


11. ShopTracker: Get rewarded for 2 minutes of your time

Money making apps’ effectiveness level: Medium to High

Do you like to get paid when you shop online? Do you want to be rewarded for two minutes of your time – and keep getting rewarded month after month? If your answer is yes, then, this application is right in your alley.

Just download the app and connect it to your Amazon account and you are good to go. That’s all you need to do.

To get the best experience and value from ShopTracker, please follow these steps:

  1. Complete the ShopTracker registration.
  2. Take a very quick survey (4 or 5 questions). This is to see if you qualify for an account. You basically just need an Amazon account.
  3. Install the app.
  4. Use the app to go or login to your Amazon account.

Click here to download ShopTracker for FREE and get your $3.00 bonus after just few clicks.


Final thoughts:

There you have them. You’ll be surprised how much money you’ll be able to make with these money making apps. Best of all, they are FREE to use. Who doesn’t like that? Be sure to use as many apps here as you want so you can earn more money.

Which ones of these highest paying apps are you going to use? Do you particularly love one app over the other?

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