No matter what you’re doing online or what you need, there’s usually a way to make on it. These are the free money hacks online you'll ever need to save and make dough. Find out here how to get free money right now.
Whether you’re looking to speed up your path to financial freedom (or just looking to earn a few bucks)—free tips can help you reach that goal.
Repeat, I repeat.
Let's say that I've made a lot using these hacks alone.
If you're looking for ways to save and make free money or more savings (for buying grocery in stores, insurance, college, retirement, etc.), too:
Switch gear, read on, and learn these set pieces of advice!
What are the benefits of reading this article?
If you read the article from start to end without skipping on any step, then, you'll know the important things like:
Free money hacks: Are they worth it?
There's really no great reason to stay away from free personal tricks.
It's because you get to make and save money from things you do anyway without taking on debts like credit card or cards. For example, you'll get rewarded to watch videos, answer some questions, among others – things that you do almost everyday.
Some of them could or will make or save you more in the long-run. Some may make you not so much but some will.
The best thing to do is to try them one at a time or a batch at a time and see which ones work for you and which ones dont. From there, focus on the free tricks that make you the most.
17+ Genius Free Money Hacks To Make and Save Money
Here are some of the free life hacks that you can start using now. They are among the ones that people overlook at so many times.
You'll wish you knew these pieces of advice before. Learn these tips in days and you won't be spending a lot again.
Real free personal tricks people never knew existed
These are among the easiest, most overlooked tips that people forget they exist. I knew that when I discovered these, I told myself that I should have taken the time to explore these options before.
Saving and making more have never been this good and fun.
Now, you don't have to experience the change or things I went through before. In this section, you'll learn how to make money doing nothing in just days or minutes.
1. Get paid to watch videos (Earn up to $200/mo)
If you're watching shows, movies, or any videos, do you get rewarded?
You should be. A lot of people get paid all the time doing that.
This is a money hack people don't really know about (i.e., saving 101).
No, I didn’t make a mistake writing this one. You can actually get rewarded for just watching videos!
A site called Swagbucks makes our list because it is one of the few sites that will pay you to purchase stuff on Amazon, buy in the store, watch videos, movie previews, latest news, events, and more.
Plus:With Swagbucks, you get paid to do other things you do online like searching for keywords, reading news, shopping online, etc. Literally, almost anything you do will be paid.
There's a lot of dough to be made here for doing something you’re already going to do!
Click here to use Swagbucks for FREE. Plus, get a sign-up incentive or payment of over $15 and put more in your savings.
2. Fill out surveys – a great make money hack for savings
Surveys are a great way to make and save more (without spending or having to spend), and there’s always a need for people to fill in their rosters.
So what do you do?
Just simply share your opinions.
Whether it is your opinion on drinking water, making a purchase for new clothes in the store, watching TV, or something else, you'll get paid for sharing your thoughts.
Survey Junkie and Survey Club are two good options to start with. Here’s a little more about each:
- Survey Junkie: Survey Junkie is one of the best work options without spending (or having to spend a dime) since all you have to do is share your opinions for cash!
- SurveyClub: SurveyClub offers the latest and highest paying research, product test, focus groups, clinical trials, and survey opportunities. Current surveys pay between $3 and $115 per survey. That’s a lot in the survey world.
3. Run background apps on your computer
When it comes to tricks, this is pretty much as simple as it gets…
. . .let apps run in the background of your computer (no need to go to the store). That's one way to get into the best survey sites that pay without actually taking a survey.
Believe it or not:
Companies are crazy hungry for consumer data on web usage. So much so that companies have begun paying people directly to provide this information.
There are quite free money apps out there, but they all essentially work the same: Simply install and earn money and rewards without doing anything.
While some applications provide a guaranteed monthly reward, others provide sweepstakes prizes.
Granted, you’re not going to win a sweepstakes prize every single month. If you don't win, then, it's okay because you didn't exert any effort. If you do win, then, it's beyond great. You’ve got nothing to lose and a lot to gain.
Here are four rewards platforms I love and are worth trying especially if you need free money or more savings today or in days or in minutes:
- Nielsen Computer and Mobile Panel: Gives away $10,000 per month in sweepstakes prizes.
- MobileExpression: Get a gift card for shopping after one week for having the app downloaded.
- Opinion Square: Someone made $100,000 through downloading.
- Survey Savvy: Get $5 per month for having the app downloaded.
4. Never delete your email receipts – one of the best free money hacks
It turns out deleting email receipts can cost you a lot. So, please stop (i.e., saving 101).
There's a new app called Paribus (see terms here) — a tool that gets your money back for your online purchases or even after you shop. Paribus
Here’s where it gets interesting:
It's free to sign up. Just connect your email, and it will scan your email for receipts.
If it finds you've purchased any products from its monitored retailers, it will track the item and get you a refund when the price drops.
If your shipment is late, you'll get some cash back, too. Sweet, right?
5. Invest online in crowdfunded real estate
Want to achieve your financial goals sooner or make or save money for your retirement account?
Adding a residual saving stream to your real personal free tips arsenal could do the trick.
It's not really free because you're investing your money (for insurance, college, retirement, etc.). That said, you can use the other ways to save or make free dough detailed above for investing.
Through using platforms like Fundrise, the average investor can buy into private commercial and residential properties by pooling their assets through an investment platform.
Believe it or not:
The average rate of return from this investment is around 12%/yr. That's a lot!
You only need $500 to start investing with Fundrise.
6. Sell your old stuff
Who doesn’t need money and need it fast? I remember when I was short of cash, I tried to find the easiest ways (without spending) to make some with the least amount of effort.
And with e-commerce continuing to gain popularity (by 2021, online sales will be almost 5 trillion!), it’s a no-brainer to sell your stuff on the web.
Check out the 25 hottest selling apps online that are great to use to sell or spend time selling your pre-loved or brand new stuff locally and on the web.
The Practical Saver Pro Tip
Life Hacks To Get Free Money Or More Savings
Now, you know how to save money or make it with simple free tips. This is now the time to find out the ways to help you earn more without putting too much sweat.
Learn these tricks below now:
7. Get those sign-up bonuses
Easy bonuses (especially from surveys sites) are available even when you're signing up for a FREE account using your phone.
Sure, this trick won't help learn how to get 1000 dollars fast in hours, it's $45 – that's a start. Some websites or sites that pay for completing activities include and only need your email to get started and pay way over than just a dollar:
- Ibotta: $10 welcome incentive or payment!. Ibotta is a grocery shopping app that provides cashback. When you shop, it can help you earn on select items you buy in-store.
- InboxDollars: $5 welcome incentive! You can earn more in different ways such as watching Facebook videos, doing a survey, listening to music in the city, searching for ideas or offer, clipping/using coupons, etc.
- MyPoints: $10 welcome incentive!. MyPoints is a way to help you earn some from your phone by doing things you do. This includes shopping, answering surveys, etc.
- Rakuten: $10 incentive! Ebates is a shopping site mixed with coupons/cashback. When you shop, you earn cashback on your purchases (no need to track your savings).
- Swagbucks: $5 incentive or payment! You can completely earn from your phone for typing a keyword for a list of city ideas or offers, doing a search for items or products on the web, buying a book, watching a little bit of Facebook ads or watch videos, searching for a new product, taking surveys, etc.
8. Pick up food for local people in no time
If you're looking for ways to learn how to get 1000 dollars fast, this is it. You can literally save and make thousands every week on this local gig.
We love to order takeout but don't always feel like picking it up. That's where you enter the picture with your newest side hustle.
The best thing is you don't have to drive far with this type of UberEats or DoorDash job.
You don't have to drive hundreds of miles to delivery your food. Your customers are just those who live within your area.
Don't be surprised if you deliver food to your next door neighbor in hours. It has happened to a lot of drivers in the past.
- Local UberEats drivers: Expect to earn between $8 and $12 per hour after including vehicle expenses like gas
- DoorDash drivers: Guaranteed $10 per hour. Some reported making over $25 per hour in a couple of hours less expenses like gas
Click here to:
9. Use apps to track your finances
It can be a little bit difficult to track everything that goes on in our lives, let alone your finances.
Credit card or cards, gift cards, bank accounts, the list goes on…
Plan on checking out a personal finance tool like Mint for a change, which can help you manage your entire financial picture right from your cell phone.
10. Start investing online
If you want to try investing at a slow pace, you can do ‘cents investing' using Acorns.
It rounds your purchases to the nearest dollar and invests the change in over 7,000 stocks and bonds. With Acorns, you can own a portion of a stock or mutual fund for cents.I use Acorns, and my cents have grown up to $2,400 in just 7 months. Crazy, right?
Sign up and start with Acorns here. You’ll get and save money online and a $5 sign-up bonus!
11. Don't call your cable company (there's an easy app for that)
If you're looking for ways that doesn't require you to do anything, continue reading.
Lowering your monthly bills is much easier than you might think. One way to lower those bills is by using bill negotiation apps (i.e., saving 101).
Bill negotiation applications enable you to lower your bills and pay less…for good and for a change!
Whether you want to slash your cable bills, get a refund on your bank fees, among others, a few select apps can help you with those without you even lifting a single finger (for the most part, that is).
Here are some of those easy platforms, which I consider the real free money hacks just because you save when these apps are successful at cutting your bills by hundreds or more:
- Charlie app <— helps you avoid charges, find ways to save you more, and help you to spend smarter.
- Trim app<— analyzes your spending and helps you to cut costs by canceling subscriptions for you and more.
- Cushion <— saves you more by getting bank or credit card fees refunded to you.
12. Pay off or reduce your debt
Contrary to popular belief, free funds doesn’t mean you have to resort to living under a rock and eating ramen noodles.
Sometimes, it's about tackling that debt like credit cards and paying it off to easily save hundreds or more.
Trust me, you'd be saving a lot of money on long term speaking.
For a change, there are quite a few platforms out there making it easier than ever to automate debt consolidation.
Now, there are hundreds of companies that will easily lend to you at very low-interest rates. Say good-bye to your traditional banks and lenders, here are two of my favorite applications, making it easier to consolidate debt and reduce interest rates:
- Upstart: Upstart is excellent for younger applicants with less credit history but high earning potential.
- Tally: Tally will pay off your high-interest credit cards and then charge you a lower interest rate on the same balance.
13. Get cash back for shopping online
If you plan or are going to spend on just about anything, then you might as well make dough doing it, right?
Ugh, yes. Absolutely.
Now, there are cash back apps to help you earn cash back for almost any purchases you made online and offline for FREE (i.e., saving 101).
How does all this work?
Most of these sites make or save money (for buying grocery, insurance, college, retirement, etc.) by earning a small commission on each purchase you make via their direct link. As a return, these sites share savings to you.
Believe it or not:
These easy apps can help you earn how to make money in one day on the web.
I recommend starting with these passive saving online apps for credit or cash back:
- EBates: Get up to 40% in cash back online plus a $10 sign-up bonus.
- Affinity: Get up to 30% to 40% in cash back online plus a $20 sign-up bonus.
- Drop: Get cash rewards for whatever you spend on every day online and offline. You never have to look at which sites have coupons or deals.
Practical Saver Tip: Use several of these apps at once to potentially save and make more than what you paid initially for your items.
14. Invest with a robo-investor
Robo-investors are great tips to save and make more online because you can put in with minimal effort and still see your money grow.
Through platforms like Betterment and Personal Capital, all you have to do is fill out a short survey answering questions about your financial position and future goals without you really have to lift a finger.
From there, the robo-advisor puts together an optimal portfolio for you and manages it, so your investments stay on track with your goals.
Here is a little more info about each:
- Betterment: There is no minimum balance to open a new account—great for those new investors looking to get their toes wet.
- Personal Capital: Targets $100,000-plus investors with a hybrid model combining robo-advisor algorithms and human advisors that may make you more comfortable than having everything handled by a computer.
15. Start your YouTube channel
If you’re looking for a trick that gets you on camera and can help you make more —YouTube may be for you!
YouTube reports that the number of channels that have hit six figures in annual earnings through the platform has doubled from last year.
Whoa—count me in!
Click here for some tips from the pros for making more on YouTube. Switch gear, and put more into your savings.
16. Start a blog (I make over $20K/mo doing 5-hr/mo work)
When it comes to income-generating ideas, starting a blog should be high on your list. It's one of the best ways to save and make online even while you are asleep.I earn at least $20,000/mo working 5 hrs/mo on this blog. That’s right. No illegal money hack here. The blog you’re reading right now makes me more than $20,000/mo.
There’s no special skills or talents needed to start a blog. Take it from me who was clueless when I started blogging two and some years ago.
For only $2.95/mo – less than a cup of your fancy coffee, you can start a blog and eventually, save/make money out of it.
Click here to start your blogging journey on your spare time and save/make the amount you deserve.
17. Take pictures
Do you have a lot of pictures on your Android or iPhone?
Yes? Then look no further for ways to earn more right now: Foap is your platform.
With Foap, you can upload your photo collection and the platform will sell it to renowned brands. Foap also has partnered up with Getty Images so you can sell more photos.
There is no limit as to how many photos you can upload and you’ll earn 50% as a commission for every photo that sells. Better yet, you’ll get paid in cash via PayPal = huge win.
Create an account now and start selling your photos on Foap for quick cash today.
18. Teach kids English
If you're a teacher, this might be the best make money hack for you.
With VIPKID, you not only get to help children and make $500, but you also don’t have to deal with the hassle of creating lesson plans, grading papers, or even leaving your house!
One person made over $20,000 teaching kids English from home.
Here’s how to start:
Submit your email address here for more detailed application info and start getting excited to make a difference in the lives of your students.
Click here to start teaching english without leaving home, and put more into your savings.
19. Be a freelance writer
Do you love and enjoy writing and other writing stuff? This could be a tip to save and make more for you.
In fact, you can save and make a steady income as a freelancer, and it is also one of the quickest ways to make more. You can sign up for websites such as Upwork.
If you are dedicated, you can make $100 a day – that's what you call a way to get free cash right now. Freelance gigs usually finish within a day or two, and you can get paid quickly.
You can set your own rates and save or make a good amount of cash without a lot of experience. You will not have to worry about saying “I need money today”.
All you need is a laptop, spare time, and an internet connection to get started.
20. Use your skills
Want to earn more dough and do stuff you love and be happy? You might consider using your skills to use and set your price. That's one of the real ways you don't want to miss out.
You don’t have to be a stellar content writer to become a freelancer. In fact, there are a plethora of freelance opportunities out there that could be a huge dough hack for you.Using a platform like Fiverr and Upwork, you can get paid for your skills in graphics and design, digital marketing, and more!
There’s no special approval process; you simply sign and put your skills or services to use.
How do you get started?
Visit websites like Fiverr and Upwork and create an account. These websites allow contractors to sift through profiles of qualified freelancers, like freelance content writers based on experience, service price, services, etc.
21. Be a mock juror at home
For many of us, there’s nothing must worse than getting that dreaded jury duty envelope in the mail.
However, become a mock juror at home might have you singing a different tune.
As a mock juror, you’ll get a bunch of documents to review from the comfort of your home. What will you be paid to do? You’ll be paid for your opinion and feedback on the documents.
22. Drive for Uber or Lyft
In keeping with the side gig opportunities listed above, you can drive around town and get folks to their destinations while earning cash at the same time.
As a driver, you get to talk to these folks and have conversations with them. Not to mention you get paid weekly.
The more of them you drive and the more time you put into this work, the more you make and save. If you're asking yourself how to earn $1000 fast weekly (not in a day) less gas and other miscellanoues car expenses, this is it.
Choose which company you'll be happy to work for, apply on the respective website and begin boosting your income or savings.
23. Perform small tasks with TaskRabbit
If you are a handyman, chances are your service is highly demanded. When I say handyman, I mean you like to help out in any possible way, from fixing water leaks to helping move out of their apartment.
But the question is, how do you market the service you provide. The solution to that is through TaskRabbit.
TaskRabbit connects you with individuals within your area who need handy-type services.
The best thing:
You can set your rate, send in your offer, and just for people to choose you. It's that simple. You don't have to nickel and dime to get a job.
Some tasks you can offer for pay include:
- Helping individuals move out in a day
- Doing a project search or other services
- Making and selling printables and report
- Spending time making phone calls
- Fixing plumbing issues (if you are certified)
- Searching for a report or price
- Helping with buying grocery
24. Deliver products for Amazon or Postmates
Food or product delivery is big business. Just the U.S. Postal Service alone generates over $70 billion in revenue each year. That's a lot of spending money.
If you live in a big city, you'll find that delivering items for either Amazon or Postmates can pay a lot or can help you make $1000 or even more each week or month from people's spending.
You can save or make 1000 dollars just making 50 deliveries for Postmates (see terms here).
As for Amazon, you'll be happy and can easily make quick cash between the rate of $18 and $25/hour (without going through the store), delivering items to customers. This can be done through Amazon Flex.
25. Rent out your car
As much as you want to make and save more in the bank and drive for Lyft and Uber (for pay) for more hours each day, there are times when you can't do just that.
This situation happens when big holidays come, when family members from out of state visit, etc.
So, what can you do if you want to save and make $1000?
The solution is to rent out your car without spending or having to spend even a few bucks. You can do that with the Getaround app.
You can get paid. You can set your schedule. You need to list your car (and you can do it for free) and manage your rentals. That's it.
Your car is insured every tip and includes $1,000,000 insurance and 24/7 roadside assistance.
Click here to start using Getaround, and start making more from one of those not-really jobs. Rent your car out now.
26. Check for unclaimed money
Do you know that you might have some legitimate cash or savings floating around there somewhere which has your name on it? Literally.
If you're wondering how to earn $1,000 fast (in minutues) without having to spend or spending, check for unclaimed one in your name and you might find yourself bringing a little cash which you never knew even existed.
Visit the Unclaimed Money site. Check it out month after month.
27. Read emails
Another way to save or make more for free (without adding more to your plan) is to read emails. Really!
Sign up with Vindale Research (see terms here) to be an email reader and grab some extra spending cash in a quick and easy manner (no gift cards as rewards).
While using Vindale won't help you make $1000 a week, it's something to consider if you have (quick) spare time (i.e., saving 101).
Anyhow, it's free, and you can literally use it everywhere and anywhere you are.
28. Get your rooms to work for you
Do you have some extra space in your house or a plan on going away for a change and want to offer your apartment for a short-term rental?
If yes, try the popular Airbnb!
It may just be your way to get 1000 dollars fast. List and rent out your place and make more doing nothing special.
So many people are staying and spending more at Airbnb places and renting out their homes as Airbnb accommodations.
Hosting guest with Airbnb doesn't require a ton of planning or work. Just create an account, set up your listing, and, then, start booking stays.
Your earning depends on where you live, how nice of a room you have to offer, etc. If you live in a city, have a great room, and it's a big holiday, you could bank a few hundreds a night.
Learn how to become a happy host here (see terms here) on the Airbnb site to get your room rental operations underway and market yourself as a Airbnb host.
The Practical Saver Pro Tip
Some free tips may not always work for you or may not give you the credit you deserve. That said, some may work well for you that don't really work for others.
Free Money Hacks: Final Thoughts
Do you still feel or hear that phrase “I need money today”?
Doing more than one of these tasks will maximize or add more to your savings in a month. No need to use credit cards from now on.
You can add more to your checking and savings accounts, plan on investing more dollars, or have extra money now (for buying grocery, insurance, college, retirement, emergencies, etc.) with these 20 hacks to help you make and save money now through retirement.
So, what is left for you to do? Go get your savings or credit on and pay those bills!
What’s your favorite free tips? What do you think about the spending tips will save you some dough month after month or pay the bills? Make a plan and get more savings now and month after month.