o you know how to move with no money? Or do you also need free money to relocate?
Let's back up for a minute.
Moving. A lot of us have been there, and it’s never easy. In fact, for most of us, it’s usually a complicated and difficult endeavor from start to finish.
Do you want to know what is even more difficult? Moving with no money.
What's even more difficult? Moving with no job and no money.
The combination of these two real-life struggles into one could make even the best mover and budgeter go running for the hills.
However, with a little planning, it’s definitely possible. And with 60% of millennials not having enough money to cover a $1000 emergency fund, you’re definitely not alone having zero cash for emergencies like a move.
How To Move With No Money: 12 Steps Easy Guide
Here are 12 easy steps to help you on how to move out with no money or job to another state:
Step 1: Re-Evaluate Your Brave Decision To Move With No Money
So you’ve decided to move with no money.
The first question to ask yourself is not necessarily how to earn money once you relocate but whether the move is absolutely necessary.
Keep in mind, the average cost of a move within a state is $1,170, and the average move between states costs $5,630.
Not to mention that if you own a house, you need to worry about selling it (i.e., from a real estate broker to closing costs).
So, it’s no wonder most people allocate a budget.
This is not to say it’s impossible, but definitely ask yourself a few questions before deciding to do. Questions include:
- Is it absolutely necessary you relocate to a new home, city or another part of the country?
- If yes, then how urgent is the move. Could it wait a few months until you have a budget?
If you end up coming back to square one (that you need to move now) then definitely keep reading.
Step 2: Choose a location first
While you need money to move, the more important aspect to consider is choosing where you want to go.
Before you even look for a moving company or jot down your possible living expenses, you need to figure where you want to go.
Choosing a location is key to making sure your no money move runs smoothly.
From crime rates to education systems, there are many variables you need to consider when choosing the location of the place you’ll soon call home or moving to a new city.
And, with the added variable of a move with no money, you really need to review every factor that can help you find a new home that suits your needs.
A quick search of “best places to start over with no money” would also be a good idea. There are tons of forums out there on moving.
Since you’re moving with no money, a key question to ask yourself is:
Do you have friends or family in any other states or cities?
This is probably a no-brainer, but if your extended family and friends are important to you, then choose a place to live that makes visiting easily and doable.
Plus, knowing other people can help you get settled in and can often provide built-in activities for you without having to spend a lot of cash that you’d usually spend getting acquainted with a new state or city.
Step 3: Do your homework
After you’ve researched the best places to start over with no money, it’s now time to really do your homework.
Just because the place sounds exciting doesn’t mean it will be the right fit.
Be honest with yourself about a few financial-related items:
- Affordability – This should be a top priority because no matter where you live, you should be able to live comfortably within your means. Affordability is more than just housing expenses. It’s the price of groceries, gas, utilities, and taxes. They all could vary from your current location to the next, so make sure you do your homework.
- Real Estate Value – Buying a home is one of the largest investments you will ever make, so you definitely want to be doing your homework on this one. Real estate is in constant flux, so it’s important to not only know the price of your current home but to also research home prices and long-term value of houses where you’re moving.
- Commute Time and Public Transportation Options – Commute times should also be apart of your homework. A good public transportation system is a major plus when choosing a place to live. If you're living in one of the small towns, chances are you will need a private transportation. With gas prices rising and commute times becoming longer, utilizing public transportation options like light rail, train, or bus can be an inexpensive, time-saving way for you and your family to get around.
Let's hop on the next thing you need to know how to move with no money.
Step 4: Look For A Job Before The Move
What could be worse than a move with no money? A move with no money and no job!
However, job searching before you move with no money might not be as hard as it has been in the past.
It isn't a bad idea to find a local job for moving to a new spot.
In 2018, more than 4 million Americans worked from home for at least half of the work week, meaning there is a growing demand for companies to offer remote jobs.
This could make moving with no job or place to live potentially that much easier!
So before you start looking for a new gig, see if your current employer will consider letting you work remotely.
If your career isn’t portable, what else can you do?
I’d suggest getting yourself a side hustle or two. Read on to Step 5 to learn more.
Step 5: Find side hustles you can take anywhere
A move with no money and no job can be improved by a side hustle!
Moving with no job or place to live is difficult, and that's why a side hustle is necessary.
It can be a lucrative way to finance your move with no money. In fact, you could make $10,000/mo with very little work with these passive income ideas.
…Honestly, I’d suggest getting a side hustle even if you’re having luck getting a job (more money in your pocket for little effort!).
Here are just a few options:
- Start Blogging – Blogging turned out to be a money-making side hustle for me. You don’t have to be experienced or rich to run a profitable blog. It will run its due course as your blog journey becomes more established. I got my start a little over two years ago and now make more than $20,000/mo, and spend no more than 5 hours/mo on it. If you want to make money from blogging, you need a blog and I’d suggest using Bluehost for all your blogging essentials. Right now, you can get started with Bluehost for $2.95/mo. Click here to start using Bluehost.
- Take online surveys – Today, almost everyone tends to share their thoughts and opinions on just about everything. So, why not share what’s running through your mind and get paid for doing it? Here are two of my favorite options for taking a survey online:
Step 6: Don’t Be Afraid To Ask For Timely Help
It might hard to ask, but your best course of action when you’re moving with no money may be to ask your parents or friends for help or extra cash.
Remember, your money situation is only temporary.
You might not have extra money now, but your situation will improve once you move and get settled. So, think of a loan from a friend or a parent as a way to get on your feet.
Maybe you'll get an interest free loan from your loved ones.
If a loan is out of the question, there are several other things family and friend could provide:
- Ask About Packing Supplies – There’s always that one friend or family member that has packing supplies you can use for free. Or get free samples by mail, too. The cost of packing supplies can add up quickly, so this is a great way to help cut costs.
- Ask About Lending a Hand in the Move – Hiring movers can be very expensive, so asking your friends and family to help could save you a big chunk of change. Bonus points if have a buddy with a pickup truck you can borrow to transport your stuff to your new address (especially if you’re moving a short distance!)
Step 7: Tap Into Your Network
We’ve reviewed this above, but don’t forget the power of networking.
That's your next best thing to do, and something people tend to overlook when they're trying to learn how to move with no money or job.
Tapping your professional network can make your move that much easier. In fact, at least 60% of all jobs are found by networking.
Building your network as soon as you know you’re going to move can be helpful as well.
This will allow you to connect with professionals in the region before you even move!
Don’t stop with professional networks.
Think about ways you can expand your personal network when you move by joining a free club or group.
Not only will this help build your personal network, but it will also help you become comfortable in your new surroundings.
Step 8: Expect The Unexpected
Like anything in life, you’ll likely encounter a few unexpected circumstances during your move with no money.
If you’re moving with no money, anticipating unexpected costs can help you be prepared for what this move throws at you.
Here are a few unexpected expenses you may encounter:
- Temporary Lodging – Unexpected things can happen when driving to a new home, especially when driving across a few states. You may run into unexpected traffic, bad weather, or getting lost, making it necessary to stay at a hotel for the night.
- Utilities – Make sure you know what your landlord pays and what you pay. Additionally, there are often activation costs associated with utilities.
- Restocking Groceries – If you’re moving further than across town, you will need to restock much of your food. Plan on a major grocery trip after you’ve started moving in. To save yourself some time and money check out Instacart, which allows you to get thousands of groceries and other necessary products you need from the stores you already shop. Better yet, the groceries are delivered straight to your door via same-day delivery and many companies offer exclusive deals on popular products. Click here to start using Instacart.
To find out more about food delivery services, check out this article.
Step 9: Don’t Spend Money You Don’t Really Have
When you want to learn how to move with no money or a little of it, one of the things you need to do first is to learn how to budget.
When you’re in a new space and new community, it can be very tempting to spend your first paycheck on new stuff and going out.
While it might be tempting, you should try your best to limit your spending.
Setting a simple budget is always a good starting point.
Take it from me, when my wife and I started budgeting, we had 40K in debt with skyrocketing interest rate, but within 2.5 years we became debt-free! Budgeting really helped us stay on track.
One of the best budgeting apps around is Digit.
It makes saving money easy and passive by analyzing your spending automatically and saving the perfect amount every day.
You literally set it and forget it.
This best budget app is great those in the budget 101 phase and looking to build good habits by saving more and spending less.
Trim (see my review here.) is also a good option. It’s a free software that is basically a personal finance assistant. It is capable of analyzing your spending habits and can help you find solutions. Click here to start using Trim.
Step 10: Switch Into An Ultra-Economical Mode After The Move
Switching to ultra-economical spending habit after your the move can help ensure you get your finances in order sooner rather than later.
Wouldn’t it be great to reach the end of the first month after moving with cash left in your wallet?
Creating a budget is a good starting point.
Forty-seven percent of Americans say they’re not keeping track of their income and expenses because they don’t even know where to start. So, by starting a budget during your post-relocation period, you’ll actually be ahead of many Americans.
Here is a recent article where we share how to start a budget.
Step 11: Have a Back-Up Plan
The key to moving out with no money is to have a backup.
Although you haven’t moved yet, it’s important to anticipate the unexpected.
Part of anticipating the unexpected is knowing things might not work out.
There could be many reasons why this might happen, but knowing what you’ll do will ensure you get back on your feet as soon as possible.
For example, part of your plan may include contacting your past employer on whether you can get your old job back. Or you could go to living at home if things don't go well.
If that’s not an option, you could start looking for a new one and use your side hustle money to help support you while you’re looking.
Also, keeping your family and friends in the loop early on can help ensure you have a support system in place.
Final Thoughts on Moving Out With No Money:
Moving is never easy, but it can be an even more difficult venture with no money.
To make your move go as smoothly as possible, you’ll want to do your homework and plan ahead.
By doing this, you’ll be helping yourself land on your feet and get acclimated to your new way of life sooner.
By following our tips on how to move to with no money or job, you’ll be off to a great start!
Now, you know how to move for free (or kind of).
Have you ever considered moving with no job or place to live? What are your favorite tips to make it work? Do you think you've learned how to move with no money from this post?