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Home » Cushion App Review: Is It Simply Legit Or Easy Scam?

Cushion App Review: Is It Simply Legit Or Easy Scam?

Allan LiwanagbyAllan Liwanag
March 23, 2020
in How To Save Money
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This post contains affiliate links. If you click and buy, I may receive a small commission. Please see my full disclosure policy for details. 

cushion app review
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Cushion App is a service that haggles with banks and credit card companies – on your behalf – to get the money back you’ve shelled through bank fees. Read more from this Cushion app review.

Every so often you might miss your credit card payment and have to pay a fee. You call the company for a waiver, and not get anything. Ouch!

Things happen. But, what if you could get that money back?

With the Cushion, you can! Yes, it is legit.

Here’s what you’ll learn in the Cushion app review article:

  • Why you don’t have to hand over hard-earned money to banks and credit card companies
  • How you can get your money back
  • The ways that Cushion can help you get your cash back

If you’re ready: Read on!

FYI: If you want to learn more about how to save money, click on the highlighted linked to the left. 

 

TABLE OF CONTENTS

  • Cushion App Review: Is It Legit Or Scam?
  • What Is the Cushion?
    • Looking for an alternative right away?
  • Is the Cushion Legit and/or Safe?
  • How Does the Cushion Work?
    • Here’s where the process continues:
  • How Fast Do Users Get Their Refunds?
  • What Does It Offer?
  • What Bills are Negotiable?
  • Pros and Cons of the Cushion
  • What else should I know about it?
  • Cushion App Review: The Bottom Line

Cushion App Review: Is It Legit Or Scam?

Saving $100 or more per month sounds like a great option, right?

Read on to see if the Cushion can do this for you!

FYI: I’m not going to sugarcoat this review. I’ll give you the positives and negatives of Cushion. 

 

cushion app review

What Is the Cushion?

Cushion offers a way to have bank and credit card fees refunded to you.

When you spend money in the form of bank fees, credit card fees, and interest, you can get this money back, thanks to the work of the Cushion.

Here’s the reality: Almost $100 is spent on average each year on checking account fees.

This is a fee that doesn’t have to be spent and Cushion can help you retrieve this money.

And, that’s just bank account fees!

Use Cushion app now!

Looking for an alternative right away?

Looking for other alternatives or one that complements with Cushion: The answer is Trim app. See my Trim app review here. 

cushion app review

Is the Cushion Legit and/or Safe?

This Cushion app review won’t be valuable without answering this question.

The Cushion is both legitimate and safe to use.

Cushion was developed when in 2016 one of the founders was trying to help his parents dispute a balance transfer fee and discovered what a problem this was for many people, including with regard to his own bank fees.

Cushion came into existence shortly after that point and has helped many individuals get money back which was spent on credit card and bank account fees.

In addition to being completely legit, the Cushion also provides a safe and secure way to have your fees returned to you with someone else doing the work for you. Click to Tweet

Cushion reviews show that the program not only uses a 256-bit SSL encryption, but that the Cushion team has partnered with various security companies and experts to build and operate a secure infrastructure.

The individuals handling your important and private financial information are doing so in a proper and secure manner.

So, what does all of this mean?

It means that you can rest well easy knowing that your financial information is safe, secure, and in good hands.

 

How Does the Cushion Work?

The Cushion process is really simple to understand and easy to use in a quick manner!

And, after you read the Cushion app reviews, you are going to want to use this fee retrieval system ASAP to start getting your paid fees back!

In order to get it started, visit the Cushion website and enter your email address. Click to Tweet

Once you enter your email address and get your account set up, you’ll be able to link to your bank accounts and credit card accounts so that the Cushion team can start the process.

Fee Fighter, the handy and smart chatbot in charge, will search and review your accounts, looking for any fees you may have paid in the past.

If Fee Fighter turns up any of those nasty, burdensome fees, the chatbot will request your permission to go to work fighting to have those fees returned on your behalf.

USE CUSHION APP NOW!

Here’s where the process continues:

If you agree, Fee Fighter will get the ball rolling and start the fee return discussions.

Fee Fighter will contact the credit card companies and banks to fight to get those fees eliminated and the money returned back to you.

There is no out-of-pocket cost to you, but if Fee Fighter is successful in getting your fees back, Cushion will get to keep 25% of the total amount returned to you as payment for a job well done.

Best of all, you’ll know within 24 hours if the fee-fighting Cushion robot could work a deal for you.

 

How Fast Do Users Get Their Refunds?

Believe it or not, new or first time users can typically get their first refund just within a few hours of signing up.

That’s something Cushion is so proud and you’d be, too.

 

 

What Does It Offer?

Cushion app review will show you that you can get your cash back that you spent on credit card fees, credit card interest, and bank fees.

It’s a hassle to try to get your fees back on your own, let alone try to reach a customer service rep at the bank or credit card company right away.

Cushion offers the help their customers need who are looking to get their money back quickly and easily.

Best of all, there is no fee to you for using the Fee Fighter capabilities of Cushion.

Cushion will only get paid if you get money back.

And, they really won’t take much of your cash. That’s from my experience.

The amount that Cushion receives is 25% of the fee returned to you, which means you don’t even have to pay any money up front.

Click here to use Cushion now!

 

cushion app review

What Bills are Negotiable?

Cushion app review shows that quite a few bills are negotiable and a wide array of fees and charges can be negotiated.

The Cushion robot will tackle credit card fees, credit card interest charges, and bank fees.

Some of the fees and charges which Fee Fighter, the feisty Cushion chatbot, will try to obtain back for you include the following:

  • Overdraft fees
  • Late fees
  • Wire transfer fees
  • Monthly service fees
  • ATM fees
  • Credit card interest charges
  • And more!

If Fee Fighter finds these fees on your account, the Cushion chatbot will go to work and try to get that money back in your pocket.

USE CUSHION APP NOW!

Pros and Cons of the Cushion

When looking at Cushion app review, you need to look at the pros and cons.

Pros:

  • This handy program finds you money that’s in your reach and Cushion can get it back for you
  • Cushion does all of the work and fights for the fees on your behalf
  • The Cushion is free to use and money will only go to Cushion if you get fees returned
  • Cushion only takes 1/4 of the fees that are returned to you and no money is handed out up front
  • It’s easy to use Cushion and takes practically no time at all
  • Your info is kept secure through Cushion, so you don’t have to worry about your financial information being out there

Cons:

  • You have to pay some part of the fees returned to you, i.e., the 25%
  • You might not have too many fees which have been piling up over the years
  • Cushion doesn’t work with every financial institution

 

What else should I know about it?

When considering Cushion, think about the money you may have spent in the form of credit card interest and credit card fees.

Credit card interest is something else that is costly and shouldn’t have to cost you that much.

And, consider credit card fees which may have been spent when you go over your credit card limit, pay your credit card bill late or other credit card charges.

These credit card fees add up and they are unnecessary expenses that you shouldn't have to pay. Click to Tweet

Fee Fighter will negotiate those fees for you and get you back your hard-earned cash quickly and easily.

Some people may have a lot of accrued credit card and bank account fees while others may just have a few here and there.

No matter which category you fall within, Cushion can help to try to redeem those fees for you!

Click here to use Cushion app now!

 

Cushion App Review: The Bottom Line

Know this, Cushion app is definitely legit and not a scam. It does what it says it will do.

It’s an easy way to tap into funds or to get refunded that you may not have thought about trying to get back before.

It automatically helps you get your money from overdraft fees, ATM fees, wire transfer, late fees, and also interest charges. In short, it helps you keep some money for yourself. Click to Tweet

The helpful Cushion AI robot does all of the good work for you, so there is little work on your end.

If you have bank accounts that charge fees or credit card accounts which may have fees attached to them or on your balance, give Cushion a try to see what the company can get back for you.

Whether you save $100 per month or not using the Cushion depends on each individual circumstance, such as how many accounts you have, how many fees you have accrued, etc.

The bottom line is that if you don’t try, you won’t know, so give it a go.

If they don’t get anything back for you, there’s no money spent on your end.

Click here to use Cushion! Use it now and get refunds now.

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Allan Liwanag

Allan Liwanag

Allan is a recognized personal finance expert, a Level II Certified Cost Estimator, and founder of The Practical Saver. His expertise has been featured in Business Insider, MSN, U.S. News and World Report, Yahoo Finance, NerdWallet, GoBankingRates, AOL Finance, CreditCards.com, HuffPost, Debt.com, Zillow, and Mass Mutual. He was indebted for $40K but paid it all off and saved $70K, at the same time, in 2.5 years under one low income of $39K/year. Now, he enjoys sharing his thoughts and experience on saving money, making money, paying off debt, and budgeting. Read more

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The Practical Saver

About Allan Liwanag

Allan is a recognized personal finance expert and founder of The Practical Saver. He paid off his $40K and saved $70K, at the same, in 2.5 years under $39K/year salary.

His expertise has been featured in Business Insider, MSN, U.S. News and World Report, Yahoo Finance, NerdWallet, GoBankingRates, AOL Finance, CreditCards.com, HuffPost, Debt.com, Zillow, Mass Mutual, and various local media outlets. Read more

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