Cash back sites aren't really new. They've been here for years. But making the most money from them is something a lot of people tend to overlook.
Whether it's from Amazon, Walmart, or something else, we can always find ways to save money using these cashback sites with little to no effort. In a nutshell, you can save when you spend.
It might sound too good to be true, many people use these sites (and even the best shopping apps) to save and make extra money (and not just from perks from credit cards).
In this post, you'll learn:
- The sites to make the most (ontop of your credit card rewards)
- The sites to make more from groceries, watching TV, among others
- Other questions and answers to help you become the expert you need to be
If you're ready, read on and get paid!
17 Best Cash Back Sites
Here are some of the sites you don't want to miss out on. They are free and can help you not only save but also earn cash back now and in the long run.
FYI: This is how some get 20% in cash back.
Best: Saving/making extra for anything you do
From watching videos, answering surveys, to shopping online, Swagbucks provides you tons of options to earn Swagbucks points.
There are over 1,500 shops including Amazon, Target, and Walmart. You can earn SB for every dollar you spend. Earning 1 SB is equal to 1% cashback earning.When you spend at least $25 at a featured store, you get 1,000 SB which is equivalent to $10.
Stores like Walmart, JCPenny, Amazon, Expedia, Macy’s, and Groupon offer higher cash back percentages as of the moment:
- Walmart: Up to 10% back. Earn up to 10 SB/$1
- JCPenny: 8% back. Earn up to 8 SB/$1
- Amazon: Up to 5% back. Earn up to 5 SB/$1
- Expedia: Up to 10%. Earn up to 10 SB/$1
- Macy’s: 5% back. Earn up to 5 SB/$1
- Groupon: 8% back. Earn up to 8 SB/$1
You can get your earning through Paypal or redeem it for gift cards from Amazon, Target, Walmart, Starbucks, and even Visa.
Best for: Scanning receipts or using it as a shopping portal
If you want to do grocery shopping and still want to save extra, the best way to do it use scanning apps like Ibotta.You can either earn from it by using it as a shopping portal or by uploading your receipts. It doesn't get any simpler than that.
It makes it easier for you to upload your receipt, that is, you only need to scan your receipt. You can use this app to store your receipts and track your finances (as a result).
Here's my personal experience. I earned over $300 in just 4 months from Ibotta on top of my credit card rewards. I was able to do that without putting too much effort.
Best for: Shopping online and getting bonuses
Need to buy something online? One of my favorite ways to save and get money back is through Rakuten.
It is a favorite of mine because it gives some of the highest cashback percentages compared to other cash sites. You can get up to 40% cashback in over 2,500 stores.
Enjoy double cash back from Amazon, Magazines.com, Belk, Coastal, Kohl, Barneys, BCBGMAXAZRIA, and Shoes.com.
Rakuten records all your cash back from your completed transactions. A downside to this cashback site is you get your cash back every quarter only through PayPal or check.
That said, you'll be happy to know that you'll receive a big chunk every quarter.
Best for: Shopping portal (i.e., shopping online)
MyPoints is among the oldest, long-running cash back sites. It has since partnered up with Swagbucks and ShopAtHome.
Earn points from shopping, great deals, filling up information to get free sample boxes, answering surveys, watching videos, and playing mobile apps & games.
To date, MyPoints offers more points from:
- JCPenny: 8 points per $1
- Hilton: 10 points per $1
- The Home Depot: 8 points per $1
- Macy’s: 8 points per $1
- Groupon: 12 points per $1
- Walmart: 4 points per $1
Redeem $10 gift card from Amazon, eBay and Walmart for 1,580 points each or $25 gift card from Paypal for 3,970 points or $25 gift card from Visa for 3,400 points.
You also have the option to convert your points into cash.
FYI: Combine the savings you get from the ones above with perks from credit cards, and you'd save a lot. For one, you can save extra with Walmart credit card plusperks above.
Best for: Price adjustmentIf you find yourself scratching your head when the price of the product you purchased just dropped, well, you're going to like this.
Paribus – a price adjustment app – will help you get a refund when that happens.
It won't give you a guarantee to give you cash back but if you buy something from its partners' site and, then, the price drops, it will attempt to negotiate a refund for you.
Currently, there are more than 20 online retailers that Paribus tracks, and it's growing month after month.
Extrabux is similar to many cash sites except that it is available worldwide.
It has deals, cash back, and coupon codes or coupons for just about anything you see online. From Carter's, GNC to Macy's, you can also earn as much as 30% cash back with Extrabux.
With the Christmas season in plain sight, it is all the more important to sign up for Extrabux.
What’s so interesting about Extrabux is that you can redeem or receive your cash back via your credit cards, check, or PayPal. You can even donate your cash back to charity.
Best of all is you get $5 just for signing up.
Click here to sign up with Extrabux for FREE. By far, it's the underdog but one of the best cash sites out there. You might find this as a better option than the popular ones (not to mention the rewards you can get from your credit card).
In order to start shopping at Honey, you need to install it to your Chrome as a web browser add-on. It also offers coupons that will automatically be deducted when you check out.
What’s good with Honey is you can just sit back and relax as Honey does all the searching for the best coupons for you. But, the downside of Honey is that some of the coupons found have already expired or not usable anymore.The concept of Honey is quite good but the developers should also take into consideration the execution of their app for a better user experience.
If you’re into online shopping most of the time and not into searching for coupons yourself, then you can try Honey.
8. Shop at Home
Another popular cashback site is Shop at Home. I would put it as one of the top 10 cash sites out there.
You can shop from a thousand of stores or answer surveys and get rewarded with cashback instantly or receive offers through your email to get the best deals and updates with Shop at Home.When you have earned $20 cashback you can start to receive your money via PayPal, or check or redeem it for a free Amazon gift card.
Cashback from top stores include:
- Up to 5% cashback in Amazon (more on how to get more cash back from Amazon)
- Up to 8% cashback in The Home Depot
- Up to 2.5% cashback in Macy’s
- 5% cashback from JCPenny
- 1% cashback from Walmart
TopCashback is a portal to help you earn money back via purchases you make via the web.
Like the other sites on this list, you have to go to TopCashback first and search for the store you like to go to. Once found, click the site and you’ll be directed to that store.
You can earn as much as 10% from Amazon, 15% from Living Social, $75 from T-Mobile, and more. Those are what I call easy money.
10. Cash Crate
You can earn cash rewards for trying new products and from answering surveys. You can earn cash back for shopping and referring your friends to use Cash Crate.
Payment is set on a schedule either at the beginning of the month or mid-month depending your payment level. Minimum payout is $20 and will be given the following month.
Payment levels are: Bronze, Silver+, Gold, and Elite Member Payment
- Bronze Payment Member: Less than 25 active referrals with less than $ 100-lifetime earnings. Receive your payment either through Dwolla or check
- Silver+ Payment Member: 25 or more active referrals with at least $ 100-lifetime earnings. Receive your payment through Dwolla, check or direct deposit or PayPal
- Gold/Elite Payment Members: 100+ active referrals or $ 250-lifetime earnings. Min payout to qualify for weekly payments is $100
One downside with this cashback site is you need to first sign up before you can browse for merchant stores, unlike cashback sites like eBates or other cash sites listed here.
QuickRewards live up to its name for over 15 years. It is similar to Swagbucks and MyPoints when earning points and cashback. You get free money and gift cards by watching videos, answering surveys, etc.
QuickRewards allows you get your rewards quickly, whether big or small, via PayPal or convert to it to free gift cards for as low as $5.
QuickRewards is only available to residents from USA, UK, and Canada, but is one of the most unique cash sites out there.
With Pennyful, you earn cashback as you shop online (use it as a shopping portal). You can also use thousands of coupons and promo codes, saving you more money. Pennyful has more than 1,500 shops including clothing, jewelry, electronics, and travel.Pennyful’s FastPay option has no minimum payout required compared to other cashback sites. You can request for payment for any amount available in your account. You can get your payment via PayPal or check.
Top cashback offers include:
- The Body Shop at 6% and 18 coupons
- Reebok at 5.5% cashback and 3 coupons
- Groupon up to 5% cashback and 1 coupon
- Walmart up to 2% and 31 coupons
- Sears up to 3.5% and 24 coupons
13. Coupon Cactus
Coupon Cactus is a huge coupon and cashback site. It has tons of stores to choose from. With over 4,000 shops, it also offers one of the biggest cashback percentages.
It takes pride in providing huge savings and discounts to its shoppers because customers can use the coupons on top of the cashback.
The site is very easy to navigate and the categories are properly sorted out.
Here are some of the top coupons and cash back being offered:
- Walmart: Free shipping on orders above $35 + 3.20% cashback
- Anker: Free shipping on orders above $28 + 6% cashback
- Go Daddy: 30% on any order + 12% cashback
- AT&T TV + Internet Coupon: $75 cash back from Coupon Cactus on U-verse Triple Play + another $37.50% cashback
- Expedia: Save up to 35% on Hotel + 4.50% cashback
14. Dollar Dig
Ever heard of Dollar Dig? It may not be a household name in cash back industry but it sure does provide the same or better deals that big cash sites out there provide.
You can save money at over 3,250 stores and that's a lot of stores, to begin with. Plus, it adds stores every day. Yes, that's right every time. If you don't see your favorite stores there today, come back tomorrow or some other time and you might see it there.
The one thing that sets it apart from the rest is that you can redeem your cash back after you have accumulated $25. You don't have to wait for a quarter to be done before you can get your cash back.
I've seen cash back as high as 25% and that's not only for one store. I've seen a couple of stores that have that cash back rate.
If you sign up through my link, you will receive $5 right away. Try it now for FREE before that free $5 goes away.
Lemoney is a cash back site like no other cash sites. I would put it as one of the top 10 cash sites out there.
Why? Because you can earn commissions with your own community. The bigger your community is, the greater the chance you will earn more. Plus, you can earn unlimited commission, which means there's no limit on the amount of money you can earn.
Once you have joined, you can start inviting friends to become part of your network. Your friends can also invite as many friends as they want. All of them will make up your community. Call it your own network.
Your community will be formed by direct and indirect connections. Direct connections mean your friends that signed up using your link.
Indirect connections mean your friends’ friends who signed up using your friends’ links. Every time a member of your community shops through Lemoney, you will earn commission whether that person is your direct or indirect connection.
Each level of the network has its correspondent percentage of commission. According to Lemoney, you will earn 5% from the 1st level under yours, 2.5% the next level, 1.25% the third level and so one. I can’t say that I’ve seen similar features on other cash sites.In a nutshell, you are rewarded when any member of your network shops online. The more people in your community, the greater your earning potential is.
Remember, it’s FREE to sign up and all it takes is your email to get started.
16. Mr. Rebates
It has cash back rebates as high as 30%.
Adding to that, it has free money-saving coupons from over 2,000 online stores.
If I were to rank my best-performing cash sites, Mr. Rebates would be in top tier alongside Extrabux, TopCashback, Swagbucks, etc.
I believe that one of the biggest advantages of this site is that it offers a 20% cash back referral commission.
So, if your friends and family use your link to sign up for Mr. Rebates, you’ll earn 20% of their cash back for life. Yes, you read it correctly…for life.
When I say for life, what I mean is that you’ll get 20% of their earned rebates as long as they use Mr. Rebates.
BeFrugal is what I considered a newbie in the cash back industry, but it one of those cash sites like eBates.
In 2009, it was only a coupon site. But it has been a cash back website since 2011 or 2012. It houses thousands of stores, many of which are big retailers like Amazon, Sears, Walmart.You can earn up to 40% cash back. Though I haven’t gotten that 40%, I’m still hoping that I get to receive that 40% cash back one of these days.
BeFrugal offers top deals, top coupons, and bonus cash back. You can redeem your earnings by PayPal, check or Amazon gift card.
Did I tell you that you can get an instant $10 just for signing?
Oh, the best part is that sign up is FREE.
Frequently Asked Questions (FAQs)
1. How does cash sites actually work?
Cash sites like eBates facilitate transactions between the buyer and seller. When a cash back site sends buyers into the seller’s shop, cashback sites earn a commission.
To attract you to sign up with particular cash sites, they offer part of that commission to you.
2. What do you need to do?
- Sign up and log in to your favorite cashback site
- Select a retailer you want to shop from
- The cashback site’s tracking system will keep a record of your transaction and credit your account with the percentage of cashback earned
- Withdraw your cashback profit
Boom. Bam. Instant money.
Sure, these sites won't pay your student loan but it can pay you when you buy something. There's no doubt that the ones above are the 2020 best cash-back sites.
If you’re not using from any of the lists of cash-back sites, you’re just throwing out your money.
There are still tons of other cash sites to get paid from but for me, these are some of the best and highly recommended cash sites in 2020.
At the end of the day, using a cashback site with your online purchases makes YOU the ultimate winner.
Why? You can sign up in all of these cash-back sites and from there you can select which site offers better deals for your choice of a merchant. Not only you get your money’s worth, you also get to earn money when you shop.
Which one of these list of cash sites have you tried or going to try? Let me know.
Click, sign up and enjoy shopping! Find out the right ones for you and start earning now!