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Phon Baillie has been a professional proofreader and editor for over 16 years. She discusses all things wordy and proofreading at her site Art of Proofreading. When she’s not listening for the latest word on the street, she’s trying to catch up to her active son. Fun fact: Phon has proofread over 1600 books—many of them romances!

About Allan Liwanag

Allan is a recognized personal finance expert and founder of The Practical Saver. He paid off his $40K and saved $70K, at the same, in 2.5 years under $39K/year salary.

His expertise has been featured in Business Insider, MSN, U.S. News and World Report, Yahoo Finance, NerdWallet, GoBankingRates, AOL Finance,, HuffPost,, Zillow, Mass Mutual, and various local media outlets. Read more