About Me

How should I start telling something about myself? It sounds like I’m in a job interview.

I am Allan but everyone calls me “Lan”. I am the father to my lovely, ever-energetic Adriana and husband to my dearest wife, Anne.

I was born and raised in the Philippines and moved to the US in June 2004, two months after my college graduation. I am no financial-savvy or finance whiz by any stretch.

I had a few financial missteps in the past, which cost me in excess of $40,000 in debt (i.e. combination of loans and credit cards). Read the story here.

After 2.5 years, I finished paying off my debt while our family was living under an income of $31,000. Oh by the way, we also saved over $70K during those years.

That success was a big reason why I start a blog.

I am a cost estimator during the day. Yes, I estimate costs.. that's what I do. I blog for 5 hrs/mo, but make more than my day job income. Now, I make more than $20,000/mo and publish my income reports here.

If you're wanting to start a blog, I recommend you use my Start A Blog – Beginner’s Guide for 2018, which you can use to create your blog in 15 minutes or less.

Should you have any questions, please don't hesitate to get in touch with me. I'm here to help you get your blog  started. I'll do that for FREE.


About Me 1


Ok, enough of me and more of this blog. The reason that I started this blog is to not only share my perspective on money but also of life, and happiness.

In short, this blog is about family, life, and money. I have realized that at the end of the day, money is good but a good balance between money, life, and happiness is key to better life.

I like to share the ideas, which may seem way far out there, but does the trick of helping people and some others. I always like to use the phrase “Pay-It-Forward”.

I hope that by sharing my thoughts, you guys get to think about them and use them for your benefit and, in turn, share them to others.

I will attempt to not bore you because I’m just like you. I don’t like reading and getting bored at the same time. It should be the former and not the latter.

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About me

I am Allan Liwanag – The Master of Practicality.
We were indebted for $40K in 2013. Five years forward, we have saved more than $400K