It’s official. Holiday shopping is here and it’s here to stay for the next few weeks.
Some of us have already finished our Christmas shopping. Some of us just started or are starting to do our shopping. Some…well, will be procrastinators and will go shopping when Christmas is almost here. That’s just the reality of life.
My wife and I finished our Christmas shopping way back in July. Yes, that long ago.
The only thing we basically need to do is wrap those presents and be completely done. We will do those in a few weeks from now.
Anyways, Christmas season is really an expensive season.
A lot of money will be spent on things such as gadgets, decorations, etc. It’s so easy to spend over $100 or even $200 when you have a lot of people to give gifts to.
Personally, if I weren’t that frugal, I could easily spend over $300 between my 30+ brothers, sisters, mom, nephews, and nieces. Yes, we have a big extended family.
Fortunately, we have been able to keep our Christmas expenses to the bare minimum and still give gifts to our loved ones. How I wish I were still a kid because I would not have to buy gifts for everybody.
But time has changed and I am completely fine with it. Or I should say my wife and I are completely fine with it.
All in all, we save over $500 with these Christmas shopping tips.
7 Proven Christmas Shopping Tips To Save Money
Here are some ways my wife and I have been able to save a lot of money during the Christmas season.
1. Sit down and make a list.
Be like Santa Claus. Don’t just head out and buy what you think your loved ones will love to have.
Be sure to make a list and check it twice or three times.
It may sound counter intuitive and foolish but it’s really important that you do this before shopping.
With so many products out in the market and endless discounts here and there, it’s easy to get confused and buy more than what you intend to buy.
Let’s use an easy example. If you don’t make a list and go to a grocery store and buy your food, you tend to buy more than what you should really buy. I know that happens to my wife and I many times.
But if you go to a grocery store with a list on your hand, more likely than not, you’ll buy what you have on your list.
2. Get money back using these apps.
Do you know you can still save money even after you’ve made your purchase already?
That’s right. You can do that with Paribus. Paribus will track the prices of the items you purchased and put a claim for refund on your behalf. It’s that simple.
We manage to cut so many of our bills of ours by using this app. My wife and I have received refunds of over $70 in 2 months because of Paribus. That’s $70 without us lifting a single finger. It’s that easy. Click here to start getting money back with Paribus for FREE.
One other thing you can do is use Gumdrop. Gumdrop is a FREE desktop add-on that you can use to get coupons without having to go different sites to get one. Once added, it will automatically search for coupons for you.
So far, we have saved over $300 with Gumdrop. Click here to start getting money back with Gumdrop.
These app and add-on save us over $500 every year.
3. Visit online stores.
Before you even think about going out to look for those gifts, stop by the online stores to see where the best prices are for those products you want to buy.
You can easily compare prices from different online stores without having to jump from one physical store to another.
The best thing about doing it online is that you are staying out of traffic and crowd.
Just in case you want to go to the physical stores, you can still look at online stores to see what products they have or don’t have. More likely than not, what they have online is what they have in-store.
4. Use shopping reward websites.
The way these reward sites or cash back sites work is that you get a % back when you buy something from a store. Before you get that cash back, you need to access the retailer’s online store through a link from that cash back site.
Create an account with Swagbucks now and receive $5 sign up bonus.
If you want to go to Walmart, you can go to these cash back sites and search for Walmart. Once you see Walmart and click that link, you’ll get re-directed to the Walmart site.
Once you’re done shopping at Walmart, you will earn cash back, which is based on what the % cash back stated in the cash back site is.
This year alone, my wife and I have made over $200 in cash back rewards.
Here are some of the cash back sites I highly recommend:
- MyPoints (Desktop l Mobile) (Get $10 gift card when you spend $20)
- Swagbucks (Get $5 when you sign up)
- Dollar Dig (Sign up and get $2.50 instantly)
5. Buy and/or discounted gift cards.
So, before you make final decisions or pay for products you want to purchase, buy discounted gift cards. Yes, there are numerous sites out there dedicated to selling gift cards at discounted prices.
Some gift cards can be bought at a 5% discount and some at 30% discount, depending on the store.
If you do have gift cards that you don’t find any use for, you can sell those gift cards and use the money to buy gift cards you want to use or just use the money for something else.
You can buy discounted gift cards for just about any store there is out there.
Whether it’s Walmart or Barnes and Noble, you will find a wide selection of gift cards on the following gift card online stores. These are the stores that my wife and I use every single time.
We don’t leave the house without buying the gift cards we need to use.
Yes, many gift cards can be bought and can be used at the same day.
- Raise.com (Get $5 when you sign up through this link)
- Giftcards.com (Buy gift cards online and earn rewards)
- Cardpool.com (Buy gift cards for up to 35% off or sell yours for up to 92% cash back. Plus, you will get $5 when you sign up through this link)
- Restaurant.com (My wife uses restaurant.com when we dine out. I say, you never have to pay full price when you use this site)
6. Use specific credit cards.
Be sure to also use those credit cards that give you cash back, points, and/or rewards, but make sure you pay it on time and in full to avoid additional charges.
We use Discover Card and it has given us over $500 in cash back every year on our purchases.
Plus, we get free FICO score, and ever-increasing credit limit, which is good to increase your credit score.
We also use our Blue Cash Everyday Card from American Express. It works like our Discover Card but we use this for big purchases that we can stagger the payments without having to pay interest.
Plus, we get 3% of most of our purchases plus product warranty, car insurance coverage, and so many things.
This year alone, we have made $800 from cash backs and deals with our American Express. Click here to experience all benefits this card has to offer..
Note: If you aren’t sure if you have a good credit to qualify for these awesome cards, check your score and report at Credit Sesame. Create an account here for FREE and you’ll see right away your credit information.
7. Check for price updates.
Christmas is the season of fluctuating prices. Yes, today you may see the product you bought at 30% discount. Tomorrow or some other days, you may see it at 40% discount.
If you really want to save some money, you need to look out for these price fluctuations.
While Paribus will do this for you, you can take the extra step so you can get additional savings when your credit card issuers match the price and give you back the difference.
Some stores will adjust your prices and give you back the price difference. Some credit cards do the same thing. You just can’t get the price difference from the stores and the credit cards at the same time.
I bought a router a couple weeks ago and found that the price of the router went down a week after I bought it. I called my credit card company and asked for price difference. I got it without any problem.
8. Use online coupons.
Before you hit that buy button, you need to use coupon codes to get more discounts.
I like to use Retail Me Not site because I am able to find coupons that work. I always go to this site to cut my bill even lower.
You will be surprised with the range of discounts this site has.
These are the tricks to save you money during this Christmas season. My family manages to save a ton of money every year because of these tips and tricks. I know you can, too.
Are you ready to save money this Christmas? Which of these tips do you think will help you save more money than ever before? Do you think this Christmas shopping tips will work for you?